Project retirement savings and see the gap against your target.
Include any employer contribution
Projected balance at 65
$1,188,181.10
35 years of saving
What this assumes
Starting early
Age 30, long horizon
30Mid-career
Age 45 with existing savings
45With a target
See the gap to close
1000000Current age and planned retirement age set the horizon, which matters more than almost anything else.
What you have now and what you add each month, including any employer contribution.
The tool shows the gap and the monthly contribution that would close it.
A projected balance means little without a target. The shortfall figure is what turns a projection into a decision.
Working backwards from a goal to a required monthly amount is the calculation people actually need.
This is arithmetic on your assumptions, not financial advice, and the page says so clearly.
Estimate what your pension and savings could be worth at retirement, based on your current age, what you have already, what you contribute and an expected return. If you set a target, the tool shows the shortfall or surplus and the monthly contribution that would close it. Retirement outcomes depend on far more than these inputs — real returns vary, contribution rates change, and tax treatment differs by country — so treat this as a way to compare scenarios rather than a plan.
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